IndiaClaims.com is a participative portal on Marine and Non-Marine losses and claims arising in India. The portal provides an interactive forum for risk and insurance professionals in India. Professionals in the field of loss assessment, claims management, risk management, loss prevention, underwriting as well as technical domain experts and also the claimant and insured under an insurance policy are invited to critically use this platform to share and discuss their original loss and claims experiences, risk and insurance knowledge with fellow colleagues as well as the risk and insurance community in an effort to make the industry more aware and vibrant. Only original individual experience and content, understood and prepared by the User participant can make this platform relevant and informative.
For Original Content Providers :
IndiaClaims.com respects the copyright and intellectual property rights of others. Users of this web site are expected to respect those rights as well. IndiaClaims.com reserves the right to remove content from this web site that appears to infringe the copyright or other intellectual property rights of others, as far as possible. In addition, IndiaClaims.com may terminate the accounts of users who appear to infringe the copyright or other intellectual property rights of others.
If you believe that your copyright in any material has been infringed on the IndiaClaims.com web site, please notify IndiaClaims.com for notice of claims of copyright infringement at: email@example.com
You must provide IndiaClaims.com with the following information, which IndiaClaims.com will then forward to the alleged infringe:
For Users and Participants :
Only original individual experience and content, understood and prepared by the User participant can make this platform relevant and informative. IndiaClaims.com strongly requests for original submissions of reports, case-studies, photographs, technical notes, etc. where the user himself has participated and is involved as a professional and has prepared these submissions himself.
Contributors rights and obligations: If you contribute material to IndiaClaims.com, you thereby license it to the public. In order to contribute, you must be in a position to grant this license, which means that either
In the first case, you retain copyright to your materials. You can later republish and re-license them in any way you like. However, you can never retract the open source permission for the submissions and versions you placed on IndiaClaims.com : that material will always remain as open source and in public domain.
In the second case, if you incorporate external open source materials, as a requirement of the general open source licensing, you need to acknowledge the authorship and mention the link or name the source which should exactly trace back to the original source or the network location of the original copy.
All works are copyrighted unless they either fall into the public domain or their copyright is explicitly disclaimed. Never submit to IndiaClaims.com or use materials that infringe the copyrights of others. This could create legal liabilities and seriously hurt the project. If in doubt, write / phrase it yourself. Note: that copyright law governs the creative expression of ideas, not the ideas or information themselves. The User may read an encyclopedia article or other work, reformulate the concepts in his own words, and post the same as a Submission. However, it would still be unethical to do so without citing the original as a reference. Hence please cite references in your submissions. Concepts of plagiarism and fair use would decide on how much re-formulation is necessary in a general context which the author is required to study and take care of before submitting work to IndiaClaims.com.
Linking to copyrighted works:
Since most recently-created works are copyrighted, participants must mention on all submissions to IndiaClaims.com, the source name and the link which can lead to the copyrighted material. It is not necessary to obtain the permission of a copyright holder before linking to copyrighted material just as an author of a book does not need permission to cite someone else's work in their bibliography. Likewise, IndiaClaims.com is not restricted to linking only to open-source content.
If you know that an external Web site is carrying a work in violation of the creator's copyright, please don't link to that copy of the work. Knowingly and intentionally directing others to a site that violates copyright has been considered a form of contributory infringement Also, linking to a page that illegally distributes someone else's work sheds a bad light on IndiaClaims.com and its moderators.
Image guidelines :
Images and photographs, like written works, are subject to copyright. Someone holds the copyright unless they have been explicitly placed in the public domain. Images on the internet need to be licensed directly from the copyright holder or someone able to license on their behalf. In some cases, conceptual fair use guidelines may allow a photograph to be used.
Image description pages must be tagged with a footnote to indicate the original source of the images. Untagged or incorrectly-tagged images should not be submitted and may be deleted by IndiaClaims.com.
IndiaClaims.com is your very own website where you submit your original inputs about loss incidents, claims, survey reports, case studies, technical reports, news & events, risks, resumes, contact details, products reviews, claims experiences, threads and topics of discussion on the discussion forum etc. This site thus consists of submissions as above posted by users / third parties. If you as a user of IndiaClaims.com, feel that any of your submission to IndiaClaims.com has been plagiarized in any form by others, either on the web or in print (part, full), please write in to us at firstname.lastname@example.org. Please provide complete details including proofs supporting your claim, name of publication, website, name of the person who plagiarized your submissions, contact details, etc.
IndiaClaims.com Trade Marks and Copyrights :
IndiaClaims.com is a forum, a repository of loss incidents, claims, survey reports, case studies, technical reports, news & events, risks, resumes, contact details, products reviews, claims experiences, threads and topics of discussion on the discussion forum etc. Please note that IndiaClaims.com contains third party submissions / writing as above, proprietary to the original producer or the submitting third party or to IndiaClaims.com. No other user can later republish and re-license them in any way he likes. Each User agrees that he shall not copy, reproduce or download any information, text, images, video clips, directories, files, databases or listings available on or through the Site ( the " IndiaClaims.com Content") for the purpose of re-selling or re-distributing the IndiaClaims.com Content, mass mailing (via emails, wireless text messages, physical mail or otherwise), operating a business that competes with IndiaClaims.com , or otherwise commercially exploiting the IndiaClaims.com content. Systematic retrieval of IndiaClaims.com Content from this Site to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without written permission from IndiaClaims.com is prohibited.
Often, members of the media, risk and insurance industry may want to use (in part or full) submissions, showcases, discussion forum, reviews and opinions that appear on IndiaClaims.com.
If you are interested in reproducing any form (part, full) of the material /submissions on IndiaClaims.com, or need to contact a user, please make sure that you seek permission by writing at email@example.com. Except as expressly permitted above, copying; modifying; storing for any period of time, for any use; reproduction; redistribution; republication; uploading; posting; transmitting; distributing or otherwise exploiting in any way the Sites Content, or any portion of the Sites Content, is strictly prohibited without the prior written permission of IndiaClaims.com.